Posts Tagged ‘100% Allocation Pension’

The Tangible Benefits of Shopping Around for Pension Products

Thursday, February 4th, 2010

It was reported today that a typical pension fund could increase in value by 17% if the individual shopped around for better value (article here).

SmartQuotes.ie offer some of the lowest cost pension products on the market without having to compromise on quality of service and fund choice.  Products from large insurers such as Aviva, Zurich, New Ireland, Friends First, Irish Life and Canada Life are offered.

SmartQuotes.ie offer up to 100% allocation of funds* so all your invested funds make it into your pension. We also offer competitive charging structures.  SmartQuotes.ie also provides clients with quarterly updates on their funds performance keeping clients informed of their investment returns.

* subject to terms and conditions

Public Sector Pension Liability

Wednesday, November 4th, 2009

Good article from David McWilliams on the public sector pension liability.  Private sector pensions are also a serious issue with only 54% of people in the private sector providing for their pension (Source: Pensions Board Annual Report 2008).

SmartQuotes.ie are offering up to 100% allocation to clients which means all your money is working for you from day one.  We also offer some of the lowest management charges on the market.

For as little as €212 * per month you could accumulate a fund of circa €1.5 million. This would give you an annual pension in today’s terms of €30,539 ~

* Assume 6% growth, 4% annuity rate and 3% inflation.  For a 25 year old male. Retirement age of 65.  Tax relief at marginal rate for entire contribution. 5% premium escalation ~ Inclusive of state pension €12,017