A cornerstone of an individual’s financial strategy is deciding how to distribute your funds among various investments. Most investors know that their portfolios need to include three main asset classes: equities, bonds and cash; and since these asset classes historically outperform at different times, the combination tends to temper volatility while pursuing return.
Further diversification within asset classes — by security, sector and region — can help mitigate unnecessary risk and take advantage of various segments of the markets. This is where good managed funds can play a part.
A selection of good performers available through SmartQuotes.ie are detailed below together with their 3 year and 5 year performance figures:
| Fund | 3 Year | 5 Year |
| Canada Life BlackRock Managed Fund | 2.59% | 6.01% |
| Zurich Managed Fund | 3.45% | 3.89% |
| Aviva Merrion Managed Fund | 4.36% | 2.85% |
* All figures per annum and correct as at 16th March 2010
In the five year column it is worth noting that all returns were positive even after the stock market carnage of 2008 & early 2009.
SmartQuotes.ie have a wide fund selection all available at very competitive prices for pensions with high allocation rates. Remember it’s your money and you are responsible for your financial future however a financial review can help ensure the financial choices you make now are the most suitable ones for you.
For more information and to arrange a no obligation review go to www.SmartQuotes.ie/pensions or call us on (01) 685 3813