We have detailed below the various standard policy conditions from the insurers with whom we hold agencies. The policy conditions attached are based on information obtained for the relevant insurance companies at November 2011.It should be noted that no responsibility is taken for errors or omissions. If any conflict arises between these documents and the Policy Conditions as per the Policy Document received on policy issue, the documents received on policy issue will apply. Any queries can be directed to the offices of PFP Financial Services (trading as SmartQuotes) on 01 498 0005.
Note: Policy Documents for Canada Life, Friends First and Aviva are as of November 2010 as we have been advised there have been no changes since this date to November 2011
Where generic policy documents were not available, The relevant terms and conditions have been included
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